Microcredit, a public policy to generate social capital: A study on the “Banco do Povo” and the “Instituto Tupinambá” in Belém/BR
The central theme of the article is the microcredit policy implemented by two institutions: one governmental, the “Banco do Povo”; and the other non-governmental, the “Instituto Tupinambá”. The idea reflects on theoretical and practical elements that can have an impact on reducing poverty and formin...
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| Main Authors: | , |
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| Format: | Online |
| Language: | Portuguese |
| Published: |
Universidade Estadual de Campinas
2023
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| Subjects: | |
| Online Access: | https://econtents.sbu.unicamp.br/inpec/index.php/rbest/article/view/17410 |
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| Summary: | The central theme of the article is the microcredit policy implemented by two institutions: one governmental, the “Banco do Povo”; and the other non-governmental, the “Instituto Tupinambá”. The idea reflects on theoretical and practical elements that can have an impact on reducing poverty and forming social capital for users of microcredit. The research required a comparative analysis between the institutions and the collection of primary and secondary data. Objectively, it was necessary to obtain information on project financing and apply questionnaires to assess the inclusion and permanence of financiers and cooperative members. The research shows that the institutions went in opposite directions: while the Belém City Council's public fund dismantled the microcredit policy, the Tupinambá Community Bank has been operating without government stimulus. The results of the research show that the strengthening of social capital in communities where microcredit is implemented improves the economic situation of the low-income population. |
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| ISSN: | 2674-9564 |
